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Transforming how top brokers do business

Independent Medicare brokers are the unsung heroes of healthcare.
Whether it’s low-income subsidy applications, Medicaid certifications, surprise medical bills, or finding in-network providers — these are the trusted local advisors that people over 65 rely on day in and day out.
Unfortunately, the traditional brokerage model is antiquated. Investments in the industry have consistently skipped over independent brokers and their businesses.
At Spark, we recognize the dreams of these brokers to be seen. To create something better. Something bigger.
So we’re partnering with them to build it.
Through modern technology, unparalleled support, and expert services, we empower top brokers to scale their business in ways that were previously impossible.
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Our promise is simple: Build the insurance business of your dreams.

Our vision is to catalyze a new era in insurance. One that is more human. More personal. More connected.
Independent Medicare brokers are the unsung heroes of healthcare.
Whether it’s low-income subsidy applications, Medicaid certifications, surprise medical bills, or finding in-network providers — these are the trusted local advisors that people over 65 rely on day in and day out.
Unfortunately, the traditional brokerage system is antiquated. And those in the industry have consistently skipped over the most crucial component — independent brokers and their businesses.
At Spark, we recognize the dreams of these brokers to be seen. To create something better. Something bigger. So we’re partnering with them to build it.
Through modern technology, unparalleled support, and expert services, we empower top brokers to scale their business in ways that were previously impossible.
Our promise is simple: Build the insurance business of your dreams. Our vision is to catalyze a new era in insurance. One that is more human. More personal. More connected.
Build the future of insurance, together
Our Team
We’re a diverse team from leading insurance, healthcare, and technology companies, on a shared mission to transform our industry.

We believe that empowering insurance entrepreneurs — who know the needs of their clients and communities better than anyone else — helps millions of Medicare beneficiaries get access to coverage each year.

Our Values

Take nothing for granted
We serve partners and clients with unique needs and backgrounds. Our team's empathy reflects that diversity.
Strive for excellence

We are ambitious, self-reflective and committed to growth.
Explicit accountability, broad responsibility
We clearly identify ownership, anticipate the needs of our teammates, and reward proactive initiative.
Succeed as a team
We celebrate wins, small and large, and recognize that success is a team effort.
Excited about our mission? We’d love to hear from you.

Frequently Asked Questions

What is Spark’s mission?

Our mission is to help the industry’s best independent Medicare agents build the insurance business of their dreams. Millions of beneficiaries depend on their trusted agents to select and manage benefits. We give agents the tools and support to do more than they ever thought possible.

What makes Spark different from other FMOs?

We’re a service-first organization providing technology made just for Medicare brokers, unbelievable service, and a commitment to partnership.

We don’t buy agencies, and we don’t take over their brands. Everything we do is in service of creating a vibrant ecosystem where thousands of top agencies can stay independent. 

We’re proud of our results so far: with over 3,400 broker partners, a 91 broker NPS, and after partnering with us.

How does Spark work with agencies?

Our ideal partner is an ambitious, innovative, and service-first agency committed to always doing the right thing for their agents and clients.

For downline agents, we provide a comprehensive technology platform that powers each layer of their business, from quote and enrollment to customer service.

For principals, we work closely together to accelerate recruitment, and we partner with their staff to streamline back-office operations, handling contracting, commissions, reporting, and more, so they can focus on the agent experience.

What is the Spark platform?

Our ideal partner is an ambitious, innovative, and service-first agency committed to always doing the right thing for their agents and clients. 

For downline agents, we provide a comprehensive technology platform that powers each layer of their business, from quote and enrollment to customer service.

For principals, we work closely together to accelerate recruitment, and we partner with their staff to streamline back-office operations, handling contracting, commissions, reporting, and more, so they can focus on the agent experience.