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Hello, I’m
Michael Torres
 with 
Medicare Michael
Licensed Insurance Agent
Direct Line
(562) 475-6472
CA License
#
0K82548
Office Line
Communities Served
California
Languages
English
Office Line
About
Born and raised in Southern California, I’ve been in the Medicare field for over two decades now. I absolutely love my role as a Medicare health insurance agent because my clients are always completely surprised at the amount of research I do on their behalf to make sure they are completely satisfied at the high quality care they receive from the doctors with the highest rating levels from their current and former patients. But, this is just one aspect I look into heavily for my clients. I’ve helped many people cut their copayments for all medical services – including hospital stays, prescription drug costs – (many times I’ve even found their medication solutions at NO copayment or at the very most – a low copayment that they never thought possible before getting my help) and I’ve also included vision coverage, dental assistance, and free rides to and from their medical appointments. I’m always available to help anyone with their Medicare coverage. (I’ve taken telephone calls late at night, early in the morning, on national holidays, and weekends.) Basically, consider me your Medicare specialist that’s open 24 hours a day/7 days a week. I really look forward to putting my expertise to work for you!!
How my team helps you
Behind me is a whole team of retirement specialists dedicated to ensuring that all your needs are met. Have a question about a medical bill, finding the right specialist, or a new drug benefit? We can help!
Michael
We save you time
There’s a lot of administrative work in healthcare. Whether you need help finding an in-network provider or scheduling an appointment, let us handle it for you.
We understand what you need
As licensed insurance agents, we're embedded within our communities and are deeply knowledgeable about the needs of our clients.
We help you make sense of your benefits
Whether you have a medical bill you're trying to make sense of or want to know if a prescription is covered, you can always ask us.
We're a real person on the other line!
Give us a call at (855) 949-2097 or email help@sparkadvisors.com. Our friendly, helpful team will get you what you need.