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Hello, I’m
James O'Neal
 with 
O'Neal Insurance Group
Licensed Insurance Agent
Direct Line
(877) 808-2900
CA License
#
Office Line
Communities Served
Alabama
Arkansas
Arizona
California
Washinton DC
Florida
Georgia
Illinois
Indiana
Kansas
Kentucky
Louisiana
Michigan
Minnesota
Missouri
Mississippi
Montana
North Carolina
New Mexico
Nevada
New York
Ohio
Oregon
Oregon
Pennsylvania
South Carolina
Tennessee
Texas
Utah
Virginia
Washington
Wisconsin
Languages
English
Office Line
About
Great Day to you.

I am a 2026 AHIP-certified Medicare health insurance plan specialist, an independent agent, and a broker.

• I am licensed and certified to help you if you live in one of my 30 Medicare states, including Arizona, California, Florida, Georgia, Illinois, Indiana, Louisiana, Mississippi, Nevada, Texas, and Virginia.

• I represent some of the country's top Medicare insurance carriers

• Aetna, Alignment Health Plan, Anthem, Banner Health, BlueCross BlueShield of Illinois, Clover Health, Devoted Health, Essence HealthCare, GTL, Guarantee Trust Life Insurance Company, Healthspring, Humana, Kelsey Care Advantage, Molina HealthCare, Mutual of Omaha, Physicians Mutual, Scan Health Plan, Select Health, United Healthcare, Wellcare, and Zing Health.

The types of insurance plans I can help you with are Hospital Indemnity, Part C, Medicare Advantage Plans HMO, PPO, standalone Part D, Prescription Drug Plans, Medicare Supplement, Medigap, & MedSup Insurance, and Cancer, Stroke, and Heart Attack for critical illness.

With over 38+ years specializing in Medicare Insurance and Medicaid healthcare plans.

• I am very qualified to help you with answering any questions you may have.

About your 2026 Medicare and Medicaid healthcare needs and options.

There is never a cost to you for the service I provide or the time I spend assisting you.

• I will help you find a health plan that best suits your personal healthcare needs and your budget.

• I will educate you on all the options available,

• I will look up and confirm your preferred doctor, specialist, any and all prescription drugs, and Hospital of choice.

You can also compare plans and coverages online yourself right from my website, www.ONealInsuranceGroup.com, 7 days a week, 24 hours a day.

That gives you total control and freedom to choose the best plan that meets or exceeds your needs, with or without a broker's assistance.

Feel Free to give me a call today.

I look forward to helping you.
How my team helps you
Behind me is a whole team of retirement specialists dedicated to ensuring that all your needs are met. Have a question about a medical bill, finding the right specialist, or a new drug benefit? We can help!
James
We save you time
There’s a lot of administrative work in healthcare. Whether you need help finding an in-network provider or scheduling an appointment, let us handle it for you.
We understand what you need
As licensed insurance agents, we're embedded within our communities and are deeply knowledgeable about the needs of our clients.
We help you make sense of your benefits
Whether you have a medical bill you're trying to make sense of or want to know if a prescription is covered, you can always ask us.
We're a real person on the other line!
Give us a call at (855) 949-2097 or email help@sparkadvisors.com. Our friendly, helpful team will get you what you need.