As a life and health insurance licensed advisor since 2002, I have dedicated over two decades to helping individuals navigate the complex world of insurance and retirement planning. Specializing in Medicare health insurance, I understand how confusing and overwhelming it can be to make the right choices, especially as you approach or enter retirement. My goal is to simplify the process for you, ensuring you have the coverage and peace of mind you deserve. I hold the designations of Certified Medicaid Planner™ CMP and Registered Social Security Analyst® RSSA, which means I have the expertise to guide you through critical decisions about Medicaid long-term care planning and Social Security benefits. These are vital aspects of your financial security, and I’m here to provide clear, compassionate advice tailored to your unique situation. Beyond my professional life, I’ve been happily married to my wife, Cynthia, for over 29 years. In my spare time, I find joy in restoring and flying older airplanes - a passion that keeps me grounded and gives me a fresh perspective on life’s challenges. I understand that the retirement years can bring a mix of excitement and uncertainty. My mission is to be a trusted resource for you, helping you make informed decisions so you can enjoy this chapter of your life with confidence and ease.